Pengaruh Financial Knowledge, Money Management Dan Locus Of Control Terhadap Financial Literacy Mahasiswa Perguruan Tinggi Swasta Di Batam

Authors

  • Yosi Afrimayanti Universitas Putera Batam
  • Vargo Christian L Tobing Universitas Putera Batam

DOI:

https://doi.org/10.33884/psnistek.v5i.8073

Keywords:

Financial Literacy, Financial Knowledge, Money Management, Locus Of Control

Abstract

The purpose of this study was to analyze the effect of financial literacy and lifestyle on financial management owned by student. The population in this study were accounting students at Batam University, Universal University, Batam International University, totaling 879 students. The sample used in this study amounted to 275 students using random sampling techniques. The data used in this study are primary data, namely by distributing questionnaire. Data analysis technique used in this case this research is a quantitative data analysis technique using descriptive analysis, instrument testing, classical assumption testing, multiple lineat analysis and hypothesis testing. Hypothesis testing (t test) shows that financial knowledge, money management and locus of control partially have a significant effect on financial literacy. The result of the research on the f test show that financial knowledge, money management and locus of control simultaneously have a significant effect on financial literacy.

References

Chairil, A., & Niangsih, F. F. (2020). Literasi keuangan dan manajemen keuangan pribadi mahasiswa di provinsi bengkulu. The Manager Review Jurnal Ilmiah Ilmu Manajemen Dan Bisnis, 2(2), 67–98. Retrieved from https://ejournal.unib.ac.id/index.php/a46/article/view/16329

Chandrarin, G. (2017) Metode Riset Akuntansi. Jakarta Selatan: Salemba Empat.

Devina, D., & Ompusunggu, H. (2020). Analisis tingkat literasi keuangan mahasiswa yang ada di kota batam. Jurnal Akrab Juara, 5(3), 219–227.

Dewi, M. Z., & Listiadi, A. (2021). Pengaruh status sosial ekonomi, pendidikan pengelolaan Keuangan keluarga dan literasi Keuangan terhadap manajemen keuangan pribadi ( studi kasus siswa akuntansi SMK). Jurnal Ilmu Pendidikan, 3(6), 3544–3552. https://doi.org/10.31004/edukatif.v3i6.965

Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh literasi keuangan dan gaya hidup terhadap pengelolaan keuangan mahasiswa prodi manajemen universitas muhammadiyah sumatera utara. Jurnal Humaniora, 4(2), 23–35.

Hariyanti, H., & Artiyany, M. (2020). Tingkat literasi keuangan mahasiswa dan faktor-faktor yang mempengaruhinya pada sekolah tinggi ilmu ekonomi tri dharma nusantara makassar. Al-Buhuts, 16. Retrieved from http://journal.iaingorontalo.ac.id/index.php/ab/article/view/1789

Harahap, Baru dan Tukino. (2020). Akuntansi Biaya. Batam: Batam Publisher.

Harahap, B., (2020), Akuntansi Biaya, Edisi 1, Kepulauan Riau : Batam Publisher

Justyn, F. and Khornida Marheni, D. (2020) ‘Pengaruh Financial Attitude, Financial Education, Financial Knowledge, Financial Experience, Dan Financial Behavior Terhadap Financial Literacy Pada Pelajar Kota Batam’, Journal of Global Business and Management Review.

OJK. (2021). Strategi Nasional Literasi Keuangan Indonesia (SNLKI) 2021 - 2025. Ojk.Go.Id, 1–130. Retrieved from https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Pages/Strategi-Nasional-Literasi-Keuangan-Indonesia-2021-2025.aspx

Pramedi, A. D., & Asandimitra, N. (2021). Pengaruh financial literacy, financial knowledge, financial attitude, income dan financial self efficacy terhadap financial management behavior entrepreneur lulusan perguruan tinggi di surabaya. Jurnal Ilmu Manajemen, 9(2), 572. https://doi.org/10.26740/jim.v9n2.p572-586

Rizkiawati, N. L., & Asandimitra, N. (2018). Pengaruh demografi, financial Knowledge, financial attitude, locus of control dan financial self efficacy terhadap financial management behavior masyarakat surabaya. Jurnal Ilmu Manajemen (JIM), 6(3), 2. Retrieved from https://jurnalmahasiswa.unesa.ac.id/index.php/jim/article/view/23846/21793

Yuliani, Y. (2019). The effect of financial knowledge on financial literacy with mediated by financial behavior in society of palembang city south sumatera. Mix Jurnal Ilmiah Manajemen, 9(3), 421. https://doi.org/10.22441/mix.2019.v9i3.003

Downloads

Published

2023-09-28

How to Cite

Afrimayanti, Y. ., & Tobing, V. C. L. . (2023). Pengaruh Financial Knowledge, Money Management Dan Locus Of Control Terhadap Financial Literacy Mahasiswa Perguruan Tinggi Swasta Di Batam. Prosiding Seminar Nasional Ilmu Sosial Dan Teknologi (SNISTEK), 5, 132–138. https://doi.org/10.33884/psnistek.v5i.8073

Issue

Section

Articles